Using Remitly Abroad: Stay Online to Send Money with eSIM
BalikData ·
To use Remitly abroad with a travel eSIM, you simply need to activate your data plan upon arrival to ensure a secure, private connection for your financial transactions. This setup allows you to access the Remitly app instantly, ensuring your padala reaches your family in the Philippines without the high costs of traditional roaming or the security risks of public Wi-Fi. Staying connected is the top priority for every Pinoy traveler and OFW, especially when it is time to send money back home. ## The Importance of Reliable Data for Remitly Users. For many of us, sending money home isn't just a chore; it is a lifeline. Whether you are sending for tuition fees, hospital bills, or just the monthly allowance, you cannot afford to have your connection drop in the middle of a transaction. When you are using Remitly in places like Japan (dest:jp) or the United States (dest:us), you need a data connection that is both stable and secure. Using public Wi-Fi at a train station or a mall might seem like a good way to save money, but it is actually quite risky for banking apps. Hackers can sometimes 'sniff' data on open networks, and the last thing you want is for your Remitly login details to be compromised. This is where a travel eSIM from BalikData comes in. It provides a private, encrypted connection directly through local carriers, so you can send your padala with peace of mind. Plus, it is much more mura than the standard roaming rates from Globe or Smart, which can easily reach P599 per day. ## Why a Travel eSIM is Better than Roaming. Traditional roaming is often the 'sakit sa ulo' of Filipino travelers. You turn it on for a minute, and suddenly you have a massive bill waiting for you at the end of the month. With a travel eSIM, you pay upfront for a specific amount of data. There are no surprise charges. Our plans are data-only, meaning they do not come with a local phone number, but that is actually perfect for Remitly users. You can keep your Philippine SIM in your phone to receive those important SMS OTPs (One-Time Passwords) while using the eSIM for all your internet needs. ### Comparison of Connectivity Options. | Feature | Globe/Smart Roaming | Public Wi-Fi | BalikData eSIM | | :--- | :--- | :--- | :--- | | Cost | Expensive (Daily rates) | Free | Mura (Budget-friendly) | | Security | High | Low / Risky | High | | Convenience | Automatic | Hard to find | Instant setup | | Reliability | Depends on partner | Spotty | Local carrier speeds | ## Setting Up Your Phone for Remitly and Padala. Before you fly out, you should check if your phone is ready for eSIM technology. Most modern iPhones (from the XS onwards) and many Android devices like the Samsung S-series or Google Pixel are compatible. Once you have confirmed your device works, the process is very simple. ### Step-by-Step Installation for iPhone. 1. Go to Settings > Cellular. 2. Tap 'Add eSIM' or 'Add Data Plan'. 3. Scan the QR code provided by BalikData. 4. Label the new plan as 'Travel' or 'Data'. 5. Set your Philippine SIM as the 'Default Voice Line' (to keep receiving OTPs) and the eSIM as the 'Cellular Data' line. ### Step-by-Step Installation for Android. 1. Go to Settings > Network & Internet. 2. Tap the plus (+) sign next to SIMs or Mobile Network. 3. Select 'Download a SIM instead?'. 4. Scan your QR code. 5. In your SIM manager, ensure the eSIM is selected for 'Mobile Data'. This 'Dual SIM' setup is the secret to a stress-free trip. You stay reachable on your PH number for family calls and bank texts, but you use the cheap, local data for everything else. For a more detailed walkthrough, check out our simple setup guide. ## Local Carrier Coverage and Performance. When you travel, you want to be on the best network possible. In Japan, our eSIMs typically connect to Softbank or KDDI, which offer amazing coverage from the busy streets of Tokyo to the quiet temples of Kyoto. If you are planning a trip there, you might also find our How to Use GCash in Japan: Pinoy Tourist Guide very helpful for managing your budget. In the United States (dest:us), you will likely be roaming on T-Mobile or AT&T, ensuring that even if you are at the Grand Canyon or in Times Square, you can still open Remitly and check the exchange rate. For those heading to the United Kingdom (dest:gb) or Europe (dest:eu-42), the coverage is equally robust, often switching between the strongest available local providers as you move between countries. ## Managing Data Usage for Financial Apps. Remitly itself doesn't use a lot of data—it is mostly text and a few images. However, other apps running in the background can eat up your data quickly. To make your BalikData plan last longer, we recommend: 1. Turning off 'Auto-update' for apps in the App Store or Play Store. 2. Disabling 'Background App Refresh' for apps you don't need immediately. 3. Setting your photos to only backup to the cloud when you are on Wi-Fi back at the hotel. This ensures that when it is time to send money, you have plenty of data left. If you are a foodie traveler, you might be using a lot of data for maps and reviews. For example, if you are following our Osaka Itinerary for Filipino Foodies and Shoppers, you will be constantly checking locations. Having a dedicated eSIM means you don't have to worry about running out while looking for the best takoyaki. ## Keeping Your Philippine SIM Active. This is a crucial tip for all OFWs and travelers: do not turn off your PH SIM! You need it to receive the OTP for your Remitly transfer or for logging into your BDO or BPI mobile app. To avoid accidental roaming charges on your PH SIM, simply go into your settings and turn off 'Data Roaming' for your Globe or Smart line, but keep the line itself 'On'. Then, turn 'Data Roaming' ON only for the BalikData eSIM. This way, the phone knows to only use the eSIM for the internet while keeping the PH line open for incoming texts (which are usually free to receive even abroad). ## Security Tips for Sending Money Abroad. Using Remitly with a travel eSIM is a great first step, but always remember these safety basics: 1. Never share your OTP with anyone, even if they claim to be from the bank or Remitly. 2. Use a strong password and enable biometrics (FaceID or Fingerprint) for the Remitly app. 3. Double-check the recipient's details. Once the money is sent, it can be hard to get back! 4. Only use official apps downloaded from the official stores. By following these steps and using a secure BalikData connection, you are doing everything right to protect your hard-earned money. ## The bottom line. Sending money home with Remitly doesn't have to be stressful or expensive. By choosing a travel eSIM, you get a secure, mura, and reliable connection that beats public Wi-Fi and traditional roaming every time. Whether you are exploring the world or working hard overseas, BalikData helps you stay connected to what matters most—your family back home in the Philippines.
Frequently asked questions
Can I use Remitly without a local phone number?+
Yes! Remitly only needs a stable internet connection to work. Since BalikData eSIMs are data-only, you can use them for the app while keeping your PH SIM active for SMS verification.
Is it safe to send money using a travel eSIM?+
Absolutely. A travel eSIM provides a private, encrypted data connection through local cellular networks, which is much more secure than using public Wi-Fi at airports or cafes.
What happens if I run out of data while using Remitly?+
If your data runs out, the app will stop loading. You can easily top up your BalikData plan online or buy a new one to get back online instantly.
Do I need to change my Remitly settings when I change my SIM?+
No, you don't need to change anything in the Remitly app. As long as your phone has an active internet connection from the eSIM, the app will function normally.
Will I still get my bank OTPs if I use an eSIM?+
Yes, as long as you keep your Philippine SIM card active in your phone and your phone supports Dual SIM, you will receive SMS OTPs on your PH number while using the eSIM for data.